Cosmetic Surgery Financing

rice Components

The cost to you for your cosmetic surgery will have four basic components, including:

• a surgeon's fee
• a fee for the anesthesiologist
• a fee for the operating room
• the cost of breast implants

Some fee quotes, especially those requested over the phone, may not include one or more of these components so they appear much lower than their competition. Some physicians also lower the price charged to the patient by substituting a nurse anesthetist for an MD anesthesiologist, or avoiding use of an anesthesiologist altogether.

In addition to the three basic fees involved with cosmetic surgery, there may be additional charges as well, such as for: overnight stays, prescription medications,lab tests, blood work, extra supplies like compression garments after body contouring, surgical bras, etc. These items are usually extra. Be sure to ask before comparing prices.

Value Is Key

As a patient, cosmetic surgery is an investment, and all investments should be made with careful thought and research. Wise investments are not always bargains. You can always find a surgeon who will perform your cosmetic surgery for less money. In the end, however, you may be choosing a less experienced surgeon or perhaps someone who is not board certified in cosmetic surgery. A complication is not a bargain at any price. As a result, thoroughly research the background of the plastic surgeon you intend to use. Verify the physician's credentials and make sure the surgeon has experience with the cosmetic surgery procedure you are interested in receiving. Consider the surgeon's credentials, experience, reputation, and your own comfort level so that you get good value in your choice of surgeon.

Options For Financing And Payment

Our office accepts cash or credit cards (MasterCard or Visa) as prepayment for cosmetic surgery. We also accept personal checks and cashier's checks. Our office also offers several options for financing.

Reliance Patient Financing

Reliance Finance understands the specialized needs of a patient choosing an elective procedure. They offer some of the most affordable credit terms in the industry. Their flexible terms provide you with a variety of payment options and programs to individually fit your financial needs. The flexible payment schedule allows you to pick the length of loan term that best fits your financial situation. Choose a payment schedule ranging from 12 to 48 months.

To apply, you can call 1-800-322-6377 or apply online at www.reliancemedicalfinance.com. Applications are also available in Dr. Hendricks' office.

PFS Patient Financing

PFS Patient Financing has convenient, low-interest payment plans for cosmetic surgery. Because interest rates are significantly lower than those of credit cards and many finance companies, PFS makes financial sense. PFS payment plans can make it possible for you to afford the cosmetic surgery you desire. To apply now by telephone, you may call 1-888-737-3679, or apply online at www.p-f-s.com. Applications are also available in Dr. Hendricks' office.

Contact Dr. Douglas Hendricks, Newport Beach Cosmetic Surgery